Being An Independent Agency Has It's Benefits!
Always your best value for auto insurance in Newtown, PA. we will help you find the right plan for auto insurance in Newtown, PA, and the surrounding areas.
As an independent agency, we can compare all the companies we represent to ensure that you get the very best value for your automobile insurance dollar. Some of the auto insurance firms we represent include:
Progressive
The Hartford
Travelers
Helpful Information About Auto Insurance
As an auto insurance agency in Newtown, Pa, we’re here to help you get the very best value for your insurance dollar. These topics can help you better understand auto insurance.
Why Do I Need Car Insurance?
To begin, in most states, the law requires you to carry auto insurance. If you’re involved in an accident, you may have expenses for car repairs, property damage, medical bills, lost wages, and more. Without the coverages you need, you could have to pay those bills on your own.
What Does Car Insurance Cover?
Typically, liability coverage is required in most states. This coverage helps cover someone else’s bodily injury or property damages when you are determined to be at fault for the accident. There are also other coverages that can help cover the costs of damage to you or your auto. To get the most complete protection for your individual needs, discuss available coverage options with your insurance representative.
Liability Coverage
Liability coverage includes both bodily injury and property damage liability coverage and is required in most states. This coverage provides compensation for injuries to others, and for the damage your vehicle does to another person's property if you cause an accident.
If you are found responsible for causing damages as a result of an accident, this coverage may pay up to the limit you select, and it can provide for a legal defense if you're sued..
Roadside Assistance
Roadside assistance is coverage you can add to your car insurance policy to help when you find yourself stranded due to unexpected car trouble — like a dead car battery. These unexpected things can happen when you're at work, out running errands, or even when you’re at home.
Loan/Lease Gap Insurance
Gap insurance, also known as loan/lease insurance, can help protect you if your vehicle is financed or leased. If your vehicle is totaled (deemed a total loss), this coverage may pay the difference between the actual cash value of the vehicle and the unpaid balance of the auto loan or lease.